A Step-by-Step Guide to Opening an Online Bank Account in Nepal

GP Chudal

Open a Online Bank Account in Nepal

Opening a bank account is a crucial step in managing your finances and achieving financial security. With the advancement of technology, it has become easier than ever to open an online bank account in Nepal. In this guide, we will walk you through the simple steps to open an online bank account in Nepal, ensuring that you can manage your money efficiently from the comfort of your home.


Video Guide on: What is a bank account? What are their types? How to open a bank account online in Nepal?

Step 1: Choose the Right Bank:

The first step in opening an online bank account in Nepal is choosing the bank that suits your needs. Nepal has several reputable banks offering online banking services. It’s essential to research and compare factors such as account types, fees, interest rates, and customer service to make an informed choice.

Step 2: Gather Required Documents:

To open an online bank account in Nepal, you will need to provide certain documents. These typically include:

  • Citizenship certificate or passport for identity verification.
  • Recent passport-sized photographs.
  • Proof of address, such as a utility bill or rental agreement.

Different banks may have specific document requirements, so it’s advisable to check with your chosen bank in advance.

Step 3: Visit the Bank’s Website:

Once you’ve selected a bank, visit their official website. Most Nepali banks have user-friendly websites that allow you to initiate the account opening process online.

Step 4: Fill Out the Online Application:

On the bank’s website, you will find an option to open an account. Click on it, and you will be directed to an online application form. Fill in your personal details, including your name, contact information, and citizenship or passport number. Make sure to double-check the information for accuracy.

Step 5: Upload Required Documents:

You will likely be asked to upload scanned copies of the required documents mentioned earlier. Ensure that the scanned documents are clear and legible.

Step 6: Verification Process:

Once you have submitted your online application and documents, the bank will review your application for verification. This process may take a few days, during which the bank will verify your identity and documents.

Step 7: Receive Your Account Details:

Upon successful verification, the bank will provide you with your online account details, including your account number and login credentials for online banking.

Step 8: Fund Your Account:

To start using your online bank account, you will need to deposit an initial amount of money. Many banks in Nepal offer multiple ways to fund your account, including online fund transfers, depositing cash at the bank’s branches or ATMs, or using mobile banking apps.

Step 9: Start Managing Your Finances:

Congratulations! You now have an online bank account in Nepal. You can access your account 24/7 through the bank’s website or mobile banking app. This allows you to check your balance, make transfers, pay bills, and manage your finances conveniently.

Banks in Nepal that were known to offer online account opening

Here is a list of some banks in Nepal that were known to offer online account opening services:

  1. Nepal SBI Bank Limited
  2. Standard Chartered Bank Nepal Limited
  3. Nabil Bank Limited
  4. Mega Bank Nepal Limited
  5. Himalayan Bank Limited
  6. NIC Asia Bank Limited
  7. Kumari Bank Limited
  8. Sanima Bank Limited
  9. Nepal Investment Bank Limited (NIBL)
  10. Machhapuchchhre Bank Limited


Opening an online bank account in Nepal has never been easier. By following these simple steps, you can gain access to a range of banking services that will help you better manage your money and achieve your financial goals. Remember to choose a bank that aligns with your financial needs and goals, and always keep your login credentials secure to protect your account.

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Disclaimer: The information provided in this guide is for informational purposes only and is subject to change. Please refer to the official website of your chosen bank for the most up-to-date information on opening an online bank account in Nepal.

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